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University of Windsor
Human Resources Services
401 Sunset Avenue
Windsor, Ontario
N9B 3P4
Retirement Plan - Employees
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Section 4 - Disability Accrual - Disability Accrual- Disability Accrual




4.01 Disabled Members

(1) On and after July 1, 1984, a Member shall continue to accrue retirement income credits hereunder during a period of Total Disability. During any such period, the Member shall not be required to contribute to the Plan pursuant to Section 3.01 hereof.

(2) Notwithstanding Section 4.01(1) above, any Member who became disabled prior to July 1, 1984 and who has continued to maintain his/her membership in the Plan by making contributions to the Plan shall not be required to make contributions on or after July 1, 1996. Such a Member will continue to accrue retirement income credits and will be deemed to have made contributions on or after July 1, 1996 pursuant to Section 3.01 hereof on the same basis as set forth under Section 4.02.

4.02 Pension Accrual Provisions

For purposes of computing the amount of retirement income benefit which shall accrue to a disabled Member pursuant to Section 4.01 above, the following provisions shall apply with respect to the period in which such Member receives said insured salary continuance benefits:

(1) such period shall be included in determining the Member’s Continuous Service and Pensionable Service for all purposes of the Plan; and

(2) the Member shall initially be deemed to have received Earnings, for purposes of the Plan, in each month during such period, equal to his/her Earnings in the month prior to disability. However, notwithstanding this, if improvements in Earnings are provided in subsequent contracts or University policies, such improvements shall be extended to the Earnings of the disabled Member for the purpose of determining his/her retirement income credits, provided always that such deemed Earnings shall not exceed the amount of Earnings that is prescribed for this purpose under the Income Tax Act.

(3) the Member shall be deemed to have made contributions under Section 4.01 hereof during such period, for purposes of determining retirement income under Section 7.01(2) hereof, based on his/her deemed Earnings pursuant to subparagraph (2) of this Section 4.02.





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